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We've already written about the benefits of planning ahead for life's major (and minor) events. Certainly, making end-of-life plans ahead of time saves your family the emotional wear-and-tear of cremation planning after your passing (when hearts are heavy and emotions are strong). Not only that, pre planning cremation gives you the opportunity to make critical decisions when you are calm and focused. And there's this: when pre-planning cremation, you can even save money by selecting one of our affordable prepaid cremation plans. Read up on our detailed information on pre planning and planning a funeral with Medicaid. Review the pages in this section to discover more about New York cremation services; should you have questions about anything you've read here, just call us at (516) 223-3516. We will be pleased to provide you with honest, clearly-worded, answers to any of your cremation pre-planning questions.
Putting pen to paper in the effort to record your cremation intention is one way to ensure your final wishes will be carried out by your survivors; but paying for cremation services ahead of time can do even more to guarantee your intentions (and save you money at the same time). However, there are some things you should be aware of when you purchase affordable prepaid cremation plans. Naturally, we believe prepaid cremation plans offer individuals an abundance of benefits; but you really should do your "due diligence" before putting any money on the table.
Prepaid cremation plans are basically contracts for the future delivery of specific cremation services and related merchandise, which also features a funding instrument in place to pay for the goods and services. Each state has specific laws relating to prepaid cremation plans, but as a general rule, the funeral home or cremation provider will place a percentage of the plan payment in a state-regulated trust fund. Another option to insure the proper handling of prepaid funds involves the purchase of a life insurance policy with benefits assigned to the funeral home or cremation services provider. And in some cases, these prepaid contracts guarantee the price of the goods and services will cost no more upon delivery than what was paid for at the time the contract was signed.
Unfortunately, there's a great deal of misunderstanding about prepaid cremation plans in New York City, which compels us to bring a few important points to your attention. When considering affordable cremation pre planning in New York City, you should always: